Jos toimit kansainvälisesti ja sinulla on paljon kumppaneita, asiakkaita ja kontakteja ulkomaille, olet varmasti jo huomannut, että suomalainen pankki ei välttämättä ole se paras vaihtoehto, siksi me suosittelemme omaa kumppaniamme eli WISE pankkia. Miksi?
Why you should even consider WISE as your international bank option? Why we did it, and why are we telling about the possibilities to you. First of all, we are working internationally and have partners and customers in multiple countries and even in the 20s the banking may prove to be very slowly in this digital age with local banks, so we started to search for better options. We have tried a a couple of international and online banks, but WISE took the longest straw and wins with better services, fast and reliable operations, and just being wise.
There are hidden fees in the exchange rate
This is true with many local and international banks, but with WISE you can be sure that you know what you are actually paying for and what you are getting in return.
Wise, formerly TransferWise, is an international account for over 50 currencies, with instant, super-cheap money transfer, a card to spend in any currency, bank details to get paid in 30 different countries, multi-currency direct debits, and other revolutionary stuff.
Wise is on average 7x cheaper than old-school banks when you send, spend, or withdraw money around the world.
What are the main features of the Wise account?
- Balances – you can hold and convert money between the 50+ currencies in which we offer Wise balances. We always use the real exchange rate to convert your money which makes our service up to 7 times cheaper than traditional banks.
- Bank details – we offer local bank details in 10 currencies (US dollars, British pounds, Euro, Canadian, Australian, New Zealand and Singapore dollar, as well as Hungarian forint, Romanian leu and Turkish lira). You can use these bank details to receive money for free into your Wise account, which you can then convert or hold.
- Direct debits – our US, British pound and Euro bank details allow you to set up direct debits to pay for utility bills or any other subscriptions or automated payments.
- Debit card – with the Wise Visa card, you can spend in over 200 countries without the hidden fees. Add it to your Apple or Google wallets for convenient use.
- Money transfers – send money to over 60 countries at the real exchange rate and low, transparent fees
- Jars – Money in a jar is kept separately from your balances, if you are saving it for something later. You can’t accidentally spend it with your debit card, and you can’t send it or use it to pay Direct Debits. You can open as many jars as you need to organise your money.
What’s Wise Business?
It’s the business account for going global. It’s the only business account you need to grow and operate internationally — without the high fees, hefty admin, and headache of a local bank.
Who is the Wise account for?
Wise is perfect for anyone living an international life. This includes expats, travellers, freelancers, international students, businesses, and digital nomads. Anyone who needs to send, spend or receive money internationally will benefit from using the Wise account and debit card.
What is our mission?
Our mission is money without borders – instant, convenient, transparent and eventually free.
How do we work towards achieving our mission?
Wise builds products that solve the problems of the clunky old-school financial system, making international banking and cross-currency payments fast, easy, transparent, and ridiculously cheap. Today, over 10 million people and businesses use Wise products to make money easier when they live, work, travel or do business around the world.
How did Wise start?
Wise, formerly Transferwise, was co-founded by Taavet Hinrikus and Kristo Käärmann in 2011. It is one of the world’s fastest growing tech firms having raised over $1 billion in primary and secondary transactions from investors such as D1 Capital Partners, Lead Edge, Lone Pine, Vitruvian, IVP, Merian Chrysalis Investment Company Ltd, Andreessen Horowitz, Sir Richard Branson, Valar Ventures and Max Levchin from PayPal. Over 10 million people use TransferWise, which processes over £4.5bn in cross-border transactions every month, saving customers over £1bn a year.